About Us
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Company Background
SEBO began operations in 1991 with the belief that employee benefits should be an area of specialization for an insurance agency.
How could any insurance agency keep up with the changes, government regulations and service issues associated with employee benefits and still have time to talk about auto and homeowners insurance?
We felt the only way to provide the best service for our clients was to focus our time and resources in just one area. We specialize in providing expert employee benefits services to our clients.
We can often save our clients thousands of dollars by allowing them to compare the rates of competing carriers, and still provide the same or better quality insurance coverages for employees.
Sometimes we can even save you money while staying with the same insurance carrier. It's all up to you, we just give you the tools to make better informed decisions. That's just one of the many services we provide for our clients that separates us from the rest.
Our Philosophy: Clear solutions for complex decisions
One Point of Contact System - one dedicated service coordinator for all your employee's needs. We want your employees to know that there is a SEBO representative who cares about their issues as much as they do. Our service coordinators will never just give your employee the number to the insurance carrier's customer service line...they will handle the problem as if it was their own.
Reduced Premiums with Better Benefits - advanced funding options to maximize your benefits where your employees need them most while reducing premium.
Maximized Buying Power - our large book of business gives us flexibility in some cases to negotiate better rates and plans with the insurance carriers.
Streamlined Administration - one SEBO contact for all your questions and concerns.
Enhanced Benefits Designs and Voluntary Offerings - we believe in these tough economic times that offering a full slate of voluntary benefits to your employees is just another way you can enhance their experience as an employee.
Full Compliance with COBRA - we offer FREE COBRA compliance...which goes beyond COBRA administration. Our vendor takes care of all notices, all collection and remittance of premium and making sure you are 100% compliant under federal law.
Increased Employee Appreciation and Understanding - we believe in keeping your employees well informed about their benefit options...which makes them better consumers AND better employees.
Our Partners: The primary companies we represent
- Aetna
- AFLAC
- AllState
- Anthem Blue Cross/Blue Shield (WellPoint)
- Assurant
- CIGNA
- Colonial Life
- Covenant Care
- Delta Dental
- Great West
- Guardian
- Humana
- Medical Mutual of Ohio
- MetLife
- Mutual of Omaha
- Nippon Life
- One America
- Principal Group
- Prudential
- Standard
- SummaCare
- Sun Life
- United Health Care
- UNUM
- US Health & Life
- Vision Service Plan (VSP)
